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Health & Medical Insurance : Insurance
Requirements for HSA Plan
The health savings account, also known as the HSA, grew out of the movement for more consumer-driven health care. By giving consumers more direct control over how they spend their health-care dollars, the government hoped to create an incentive to shop around, even when shopping for medications and
About Christian Health Savings Accounts
The advent of Health Savings Accounts prompted private organizations to provide these plans to groups of people meeting specific guidelines. Christian companies use the Biblical mandate to help those in need as their specific guideline. Each month members pay their fixed share amount, based on which
Do You Have to Mail a COBRA Letter Certified?
COBRA insurance prevents unemployed workers from losing their health insurance, an essential benefit during a financially stressful time. Receiving COBRA coverage can be a fairly simple process. However, a key element of that process is properly submitting the necessary documentation.
How to Use Optimum Choice HMO Benefits
Optimum Choice is a health maintenance organization (HMO) under UnitedHealthcare, a nationwide health insurance company. HMOs contract with individual providers in various communities to provide medical services at a discounted rate in exchange for the prospect of a steady flow of patients. Because
Medicare Regulations for LPN Home Visits
Knowing your rights as a patient is important.child medical consent form image by Keith Frith from Fotolia.comIn order to receive licensed practical nursing (LPN) home visits, the patient must be under the care of a doctor and receiving services under an established care plan reviewed...
Medicare Secondary Payer Requirements
Medicare may be your primary or secondary payer for health care claims.check in macro image by Alexey Klementiev from Fotolia.comThe Centers for Medicare and Medicaid Services uses the term "Medicare Secondary Payer" to indicate that Medicare pays health care claims after a third-party...
National Health Care Issues
Access to quality, affordable health care has been a hot-button issue in the United States for many years. In fact, the debate about universal health care began as far back as 1912 with Theodore Roosevelt. In 2010, headway was made with the passage of the Patient Protection and Affordable Care Act.
How to File an Insurance Claim for Someone Else
The process of making an insurance claim can be lengthy, detailed and cumbersome. However, it's usually no more difficult to make a claim on someone's behalf than it is to file a claim for yourself. In fact, medical providers do it for people all the time. The key is to gather all the required infor
Advantages & Disadvantages of Employer Healthcare Insurance
Most people in the United States get their health insurance coverage through their employers. This system presents both benefits and challenges to workers. It is important to understand the pros and cons of getting your insurance where you work. For instance, buying your health care plan through you
Difference Between Health Insurance & Health Maintenance Organizations
Health insurance and health maintenance organizations both do the same thing -- cover the cost of health care if you're ill. You pay premiums for both in exchange for this service. However, there are differences in how each one works. To get the maximum benefit from your health care coverage, be awa
Information on Long-Term Health Care Insurance
Long-term health care insurance provides the assistance you will need if you ever develop a chronic illness or disability that leaves you incapacitated for an extended period of time. You can receive this type of care in your own home, an assisted living facility or a nursing home. It is intended pr
Financial Grants for Equipment for Small Rural Hospitals
Small rural hospital face challenges in finding funding for equipment purchases.hospital surgery operating room image by alma_sacra from Fotolia.comRural hospitals often serve a wide-ranging population with limited financial resources for new or upgraded equipment. According to the...
Joint Commission Tips
The Joint Commission (formerly Joint Commission on Accreditation of Healthcare Organizations) is a multidisciplinary not-for-profit agency that has been accrediting organizations for more than 50 years. The organization defines its mission as working to "improve the safety and quality of care provid
Why Do You Need to Wear Safety Eyewear?
The Occupational Safety and Health Administration (OSHA) estimates that 1,000 injuries occur to workers' eyes every day. Prevention of many of these eye injuries can start with wearing appropriate eye protection.
How Did Health Insurance Begin?
Health insurance as defined in the U.S. today didn't come into being until the 20th century. Prior to 1920, lost wages for illness cost about four times that of medical care. Sickness insurance was used as an income replacement.
The reason you are in need of disability insurance
Usually, people purchase property and disaster, or casualty insurance to secure their possessions and life insurance to supply profit for their survivors. Nevertheless, lots of people don't think of securing their profit with disability insurance. ...
How Will the Affordable Care Act Impact Cardiology Practitioners and Their RCM?
Healthcare industry has been undergoing steady reforms over the past couple of years and the changes are expected to continue. The objective of this ongoing transformation is to achieve improved healthcare services with increased focus ...
Prenatal Health Coverage
When a woman becomes pregnant, she takes on the responsibility of not only caring for her own health but also for the health of her child. Prenatal care refers to the medical testing, treatment and routine education that pregnant women go through to give their children the best chances of a healthy
Problems With Healthcare Insurance
Health care insurance doesn't always cover everything you need.cost of healthcare image by Cindy Haggerty from Fotolia.comMore than 47 million U.S. residents have no health insurance as of 2010, according to the American Federation of Labor and Congress of Industrial Organizations...
At What Age Should I Apply for Medicare?
Medicare is a public health insurance program provided by the federal government to senior citizens. The general age for receiving Medicare coverage is when you turn 65 years old, with a few exceptions, such as if you are disabled. Periods in which you can apply for the different parts of Medicare c