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Credit : Business & Finance

What is a Bad Credit Credit Card?

For anyone who's received those tempting card offers in the mail, or spent any amount of time on the internet, the term "bad credit" credit card isn't new. Many people, however, don't fully understand exactly what these are, or how they work. No on in their right mind would

Credit Repair- Learning About Its Value

Ever speculate and ask why the credit statement is always crucial? As opposed to precisely what most people think of, the credit agencies aren't always the particular authority in relation to credit. Knowning that it ...

How to Avoid Foreign Currency Conversion Fees

While you can't completely avoid paying currency exchange fees when traveling abroad, there are several ways to reduce them. To get the best bang for your traveling buck, be sure to get an idea where the best currency conversion rates are offered and plan accordingly. Nothing will devour your travel

Your Free Annual Credit Report - Regulated Free Access For All Consumers

FreeAnnualCreditReport.com is a website from which you can access your credit report for free. If you are wondering why you should get a credit report in the first place, the following article will be able to give you a few pointers or knowledgeable points about credit history reports.

The Use & Misuse of Credit Cards

There are 2.1 billion credit and debit cards in circulation today, according to a March 2010 article on the Think Your Way to Wealth website. With so many cards in circulation, it's wise to understand the benefits and the pitfalls of using credit.

Zero Percent Credit Cards

When searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One ...

The Best Reporting Company for Credit Scores

Your credit score is a number between 300 and 800 that gives lenders a quick assessment of how likely you are to repay your loan. Potential employers also use credit scores during the hiring process. It is good to know your credit score.

Fixing Bad Credit One Step at a Time

Bad credit can really ruin your life. It can cause you to be unable to get a home loan or a car loan. It can even keep you from getting the job of your dreams, since more and more employers are checking credit reports before deciding who to hire.

What You Need to Know About Divorce Debt

Divorce debt is often placed upon the credit reports of both parties.If you had everything in joint accounts during your marriage and then got divorced, you may still be liable for the debts of your ex spouse, even if you have a marital settlement agreement that states that you are only liable for y

How to Get AAA Membership Cheap

AAA is a company that offers insurance, trip planning, discounts on travel and roadside assistance. Members pay annual fees to be a part of AAA, which allows them to use the services that the company offers at their convenience. There are a few ways to get an inexpensive membership, as well as disco

How to Figure a Minimum Payment Due on a Credit Card Balance

Figuring out your credit card's minimum payment can seem tricky. According to Bankrate, each credit card company calculates a minimum payment a little differently. Basic information such as your credit card balance, annually percentage rate (APR) and calculation method can help you accurately determ

Credit Card Counseling - Do They Really Work?

If you are in problem with your credit card debt, then you must have heard of credit card counseling. It is the best way to get out of credit card debt. In today's world, it is very easy to get into the debt trap, but equally hard to get out of it. Therefore, when at the beginning of the month,

Finding Unclaimed Money Is Easier Than Ever

Large piles of unclaimed money are lying within the U.S. Government with owners missing. Despite the fact that this money belongs to someone, it is difficult for the real owners to reach it.

Debt and the Bible (part 2)

Although the Bible does not really specifically prohibits all debt, it warns against it, and preaches that it's not what a Christian's habit to constantly be in debt. Also, it seems

Rules of Debt

For most people, debt is a certainty. It is rare to find an individual able to pay cash for the many items and services, such as an education or a home, that typically require financing. By adhering to the rules of good debt management, you can ensure that the debt you acquire works in your favor